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This weekThe board · the model's plays and the triggers, graded in publicSee the board
Betting HQ · Week 3 · Sun 1:00 PM ET

TexansatColts

Lucas Oil Stadium · outdoorsDivision gameOpened Texans -2.5Total opened 45.5
KickoffSun 1:00 PMCBS
MarketHOU -1.5the posted spread
Our numberHOU -0.111.4 less than the market
Total42.5the posted total
Model playOver 42.51 units

Who's out

Texans

  • M.J. Stewart SQuadricepsOUT
  • Henry To'oTo'o LBShoulderIR
  • Kayden McDonald DTAnkleIR
  • Nico Collins WRHamstringQ
  • Ed Ingram GGroinQ
3 more

Colts

2 more

Every read on this page assumes the man is on the field. Designations as of 2026-09-20.

The game

Texans ahead means Montgomery carries it late; Colts chasing means Jones throws, and Slayton, Downs and Warren get the volume.

HOU has to

Go get the ball

Texans take it away 3.1%, 3rd. Colts throw picks 2.4%, 8th-most.

IND has to

Load the box

Colts load the box 5.3%, 4th-most. Texans run it: 57.0% pass rate, 17th-fewest.

The model's play

Over 42.5 · 1 units

Our total 43.6 vs 42.5 posted (indoors)

Won 53.5% of 1,975 past bets like it. The worst case we can be 80% sure of is 52.1%, which is still short of the 52.4% break-even.

Best price

IND +1.5 +100 at LowVig.ag, 20 booksIND +2.5 -110at ReBet
HOU -1.5 -110 at LowVig.ag, 20 booksHOU -1 -115at BetUS

The matchup

Texans with the ball

Colts: send it at Stroud, and get there.

Texans offenseColts defense
21stMoving the ball18th
15thThrowing it16th
8thProtection vs the rushTexans21st
9thHolding on to it14th
How they playplay fast 6th
Colts with the ball

Texans: go get the ball.

Colts offenseTexans defense
9thMoving the ballTexans1st
12thThrowing itTexans3rd
7thProtection vs the rushColts17th
25thHolding on to itTexans3rd
How they playload the box lowestrarely play Cover 3 4th-lowest

Ranks are 2025 regular season, 1st to 32nd, 1st best at the job either side. top 8 bottom 8

The game plan in words, and every rank (2025 regular season)
Texans with the ball

What they like to do Ryans's Texans play fast (6th).

Where they win and lose They cannot run it (3rd-worst) and never break a long run (3rd-worst).

What the Colts defense brings A middle-of-the-league defense in how it plays and how it holds up.

What works against them Make them run it (3rd-worst). Load the box: they do not break long runs (3rd-worst).

Where the two meet Colts: send it at Stroud, and get there. Stroud falls to 0.00 blitzed, but Colts are only 21st at turning the blitz into pressure. Colts: load the box. Colts load the box 5.3%, 5th-most. Texans run it: 57.0% pass rate, 17th-fewest.

Colts with the ball

What they like to do Steichen's Colts are middle of the league in how they play.

Where they win and lose They run it well (3rd).

What the Texans defense brings They load the box (lowest) and rarely play cover 3 (4th-lowest) and they shut offenses down (1st), take the ball away (3rd) and make throws hard (3rd).

What works against them Nothing on the ledger stands out; it comes down to the matchup below.

Where the two meet Texans: go get the ball. Texans take it away 3.1%, 3rd. Colts throw picks 2.4%, 8th-most.

Houston

How they play
They load the box11.1%light box ratelowest
and they rarely play Cover 322.2%Cover 3 rate4th-lowest
and they play fast63.4plays a game6th
Where they win and lose
They shut offenses down-0.14EPA allowed a play1st
and they cannot run it-0.08EPA a run3rd-worst
and they never break a long run9.3%explosive run rate3rd-worst
and they take the ball away3.1%interception rate3rd

Indianapolis

How they play
They play man36.5%man coverage rate8th
Where they win and lose
They run it well+0.09EPA a run3rd
and they protect the quarterback5.0%sacks taken7th
and they throw interceptions2.4%interception rate8th-worst
and they cannot get a sack5.6%sack rate8th-worst

The bets

What the model likes

Over 42.5 points 1 unit, the totals modelConfidence 63
Our total 43.6 vs 42.5 posted (indoors)
53.5%1,975 past bets
Woody Marks RB HOU Under 12.5 receiving yards (-115)no stake yet: the prop rules have no graded recordConfidence 75
on the road · 5 of 10 everywhere else · IND allow 12% less than league to RBs, 24th most
7 of 8on the road
C.J. Stroud QB HOU Under 10.5 rushing yards (-120)no stake yet: the prop rules have no graded recordConfidence 54
in division games on the road · 11 of 28 everywhere else · IND allow 23% less than league to QBs, 29th most
3 of 5in division games on the road
Josh Downs WR IND Under 4.5 receptions (-105)no stake yet: the prop rules have no graded recordConfidence 52
in division games at home · 15 of 27 everywhere else · HOU allow 12% less than league to WRs, 29th most
4 of 5in division games at home

The information

Player angles

Jonathan Taylor RB IND Under 22.5 receiving yards (-110)Confidence 68
in division games · 14 of 23 everywhere else · HOU allow 5% less than league to RBs, 17th most
9 of 10in division games
Woody Marks RB HOU Under 1.5 receptions (+125)Confidence 58
on the road · 5 of 10 everywhere else · IND allow 6% less than league to RBs, 21st most
6 of 8on the road
Jonathan Taylor RB IND Under 3.5 receptions (-170)Confidence 55
in division games · 20 of 23 everywhere else · HOU allow 3% less than league to RBs, 16th most
10 of 10in division games
Daniel Jones QB IND Under 219.5 passing yards (-115)Confidence 54
at home as an underdog · 8 of 18 everywhere else · HOU allow 6% less than league to QBs, 21st most
5 of 7at home as an underdog
Tyler Warren TE IND Under 4.5 receptions (-110)Confidence 51
in division games · 6 of 13 everywhere else · HOU allow 5% less than league to TEs, 21st most
4 of 6in division games

Also posted, with no read either way: C.J. Stroud 235.5 passing yards (over in 15 of his 33, 2024-2026), Jonathan Taylor 78.5 rushing yards (over in 20 of his 33, 2024-2026), David Montgomery 48.5 rushing yards (over in 13 of his 33, 2024-2026), Woody Marks 28.5 rushing yards (over in 11 of his 18, 2025-2026), Daniel Jones 11.5 rushing yards (over in 13 of his 25, 2024-2026), Dalton Schultz 51.5 receiving yards (over in 11 of his 36, 2024-2026), Josh Downs 48.5 receiving yards (over in 15 of his 32, 2024-2026), Tyler Warren 42.5 receiving yards (over in 10 of his 19, 2025-2026), Xavier Hutchinson 39.5 receiving yards (over in 3 of his 32, 2024-2026), Kayshon Boutte 35.5 receiving yards (over in 12 of his 31, 2024-2026), Keenan Allen 33.5 receiving yards (over in 21 of his 34, 2024-2026), Jaylin Noel 27.5 receiving yards (over in 6 of his 16, 2025-2026), Laquon Treadwell 16.5 receiving yards, Jared Wayne 13.5 receiving yards, David Montgomery 8.5 receiving yards (over in 24 of his 33, 2024-2026), Dalton Schultz 5.5 receptions (over in 7 of his 36, 2024-2026), Keenan Allen 3.5 receptions (over in 24 of his 34, 2024-2026), Xavier Hutchinson 3.5 receptions (over in 2 of his 32, 2024-2026), Jaylin Noel 2.5 receptions (over in 4 of his 16, 2025-2026), Kayshon Boutte 2.5 receptions (over in 14 of his 31, 2024-2026), David Montgomery 1.5 receptions (over in 18 of his 33, 2024-2026), Jared Wayne 1.5 receptions and Laquon Treadwell 1.5 receptions.

Player trends

Nico Collins WR HOU 75+ receiving yardsConfidence 77
in division games as a favorite · 17 of 45 everywhere else, 2023-2025
8 of 8last 8 in division games as a favorite
Nico Collins WR HOU 6+ catchesConfidence 77
in division games as a favorite · 13 of 45 everywhere else, 2023-2025
6 of 8last 8 in division games as a favorite
Jonathan Taylor RB IND a rushing touchdownConfidence 68
in division games · 18 of 37 everywhere else, 2024-2025
8 of 10last 10 in division games
Alec Pierce WR IND 50+ receiving yardsConfidence 65
in division games · 16 of 44 everywhere else, 2024-2025
7 of 10last 10 in division games
2 more player trends
Jonathan Taylor RB IND 50+ rushing yardsConfidence 54
at home · 19 of 26 everywhere else, 2025-2026
9 of 10last 10 at home
David Montgomery RB HOU 50+ rushing yardsConfidence 51
on the road as a favorite · 24 of 49 everywhere else, 2023-2025
7 of 10last 10 on the road as a favorite

Game angles

Lean Under 42.5reading, not a betConfidence 54
The total in a pick 'em with a top receiver out. Every game since 1999.
68-97over, under
Lean Colts +1.5reading, not a betConfidence 52
Colts in a pick 'em with the better quarterback by two tiers with the worse head coach by two tiers. Every game since 1999.
73-54covered, did not
Lean Texans -1.5reading, not a betConfidence 54
Colts in a pick 'em against a team that has missed three straight covers with an elite quarterback. Every game since 1999.
25-39covered, did not
Lean Texans -1.5reading, not a betConfidence 62
Road teams have covered 40 of 61 in September after the road team lost by 14 or more; usually 51%, 2016-2026.
40 of 61in this spot
2 more game angles
Lean Colts +1.5reading, not a betConfidence 67
Underdogs of under 7 have covered 30 of 42 in September after the road team lost by 14 or more; usually 51%, 2016-2026.
30 of 42in this spot
Lean Colts +1.5reading, not a betConfidence 53
Colts against a team that has missed three straight covers with the better quarterback by two tiers without their top receiver. Every game since 1999.
24-14covered, did not

First quarter: Colts -0.5 and a total of 7.5.

Game trends

Lean Over 42.5Confidence 59
Colts have gone over 11 of 15 at home when our model likes them; 21 of 38 everywhere else, 2023-2026, new QB in 2025.
11 of 15gone over
Lean Over 42.5Confidence 57
Colts have gone over 10 of 14 as a home underdog; 22 of 39 everywhere else, 2023-2026, new QB in 2025.
10 of 14gone over
Lean Under 42.5Confidence 56
Texans have gone under 9 of 11 as a favorite after a loss; 24 of 41 everywhere else, 2023-2026, Ryans and Stroud.
9 of 11gone under

A lean is where a record points. Only a record past the luck line is a bet; the rest is reading. The bar's tick is the line to beat. Confidence runs from 50, a coin flip, to 100.

Every read in full: the scores, the story and the receipts

The player lines

Under 12.5 receiving yards for Woody Marks leads 31 lines. On 3, the player's history and the matchup agree.

UNDER 12.5 receiving yards · Woody Marks RB (-115)
7 of 8 under on the road · 5 of 10 elsewhere
IND allow 12% less than league to RBs, 24th most
the Texans play fast
Why 75
  1. The story Against it: the Texans play fast.
  2. The evidence 7 of 8 (88%) against a 50% baseline, 66% after shrinking for sample size.
  3. Agreement 1 other signal on the same side.
  4. The grid No held angle applies to this line.
  5. The matchup IND allow 12% less than league to RBs, 24th most.
  6. The price -115, which needs 53% to break even.
75
score
UNDER 10.5 rushing yards · C.J. Stroud QB (-120)
3 of 5 under in division games on the road · 11 of 28 elsewhere
IND allow 23% less than league to QBs, 29th most
the Texans play fast
Why 54
  1. The story Against it: the Texans play fast.
  2. The evidence 3 of 5 (60%) against a 39% baseline, 33% after shrinking for sample size.
  3. Agreement No other signal on this side.
  4. The grid No held angle applies to this line.
  5. The matchup IND allow 23% less than league to QBs, 29th most.
  6. The price -120, which needs 55% to break even.
54
score
UNDER 4.5 receptions · Josh Downs WR (-105)
4 of 5 under in division games at home · 15 of 27 elsewhere
HOU allow 12% less than league to WRs, 29th most
Pierce is out, so the targets move
Why 52
  1. The story Against it: Pierce is out, so the targets move.
  2. The evidence 4 of 5 (80%) against a 56% baseline, 51% after shrinking for sample size.
  3. Agreement No other signal on this side.
  4. The grid No held angle applies to this line.
  5. The matchup HOU allow 12% less than league to WRs, 29th most.
  6. The price -105, which needs 51% to break even.
52
score
See all 31 player lines
UNDER 22.5 receiving yards · Jonathan Taylor RB (-110)
9 of 10 under in division games · 14 of 23 elsewhere
HOU allow 5% less than league to RBs, 17th most
Pierce is out, so the targets move
Why 68
  1. The story Against it: Pierce is out, so the targets move.
  2. The evidence 9 of 10 (90%) against a 61% baseline, 72% after shrinking for sample size.
  3. Agreement 1 other signal on the same side.
  4. The grid No held angle applies to this line.
  5. The matchup HOU allow 5% less than league to RBs, 17th most.
  6. The price -110, which needs 52% to break even.
68
score
UNDER 1.5 receptions · Woody Marks RB (+125)
6 of 8 under on the road · 5 of 10 elsewhere
IND allow 6% less than league to RBs, 21st most
the Texans play fast
Why 58
  1. The story Against it: the Texans play fast.
  2. The evidence 6 of 8 (75%) against a 50% baseline, 52% after shrinking for sample size.
  3. Agreement 1 other signal on the same side.
  4. The grid No held angle applies to this line.
  5. The matchup IND allow 6% less than league to RBs, 21st most.
  6. The price +125, which needs 44% to break even.
58
score
UNDER 3.5 receptions · Jonathan Taylor RB (-170)
10 of 10 under in division games · 20 of 23 elsewhere
HOU allow 3% less than league to RBs, 16th most
Pierce is out, so the targets move
Why 55
  1. The story Against it: Pierce is out, so the targets move.
  2. The evidence 10 of 10 (100%) against a 87% baseline, 86% after shrinking for sample size.
  3. Agreement 1 other signal on the same side.
  4. The grid No held angle applies to this line.
  5. The matchup HOU allow 3% less than league to RBs, 16th most.
  6. The price -170, which needs 63% to break even.
55
score
UNDER 219.5 passing yards · Daniel Jones QB (-115)
5 of 7 under at home as an underdog · 8 of 18 elsewhere
HOU allow 6% less than league to QBs, 21st most
Why 54
  1. The story No view on this one.
  2. The evidence 5 of 7 (71%) against a 44% baseline, 47% after shrinking for sample size.
  3. Agreement No other signal on this side.
  4. The grid No held angle applies to this line.
  5. The matchup HOU allow 6% less than league to QBs, 21st most.
  6. The price -115, which needs 53% to break even.
54
score
UNDER 4.5 receptions · Tyler Warren TE (-110)
4 of 6 under in division games · 6 of 13 elsewhere
HOU allow 5% less than league to TEs, 21st most
Pierce is out, so the targets move
Why 51
  1. The story Against it: Pierce is out, so the targets move.
  2. The evidence 4 of 6 (67%) against a 46% baseline, 41% after shrinking for sample size.
  3. Agreement No other signal on this side.
  4. The grid No held angle applies to this line.
  5. The matchup HOU allow 5% less than league to TEs, 21st most.
  6. The price -110, which needs 52% to break even.
51
score
235.5 passing yards · C.J. Stroud QB (-115)
78.5 rushing yards · Jonathan Taylor RB (-115)
48.5 rushing yards · David Montgomery RB (-110)
28.5 rushing yards · Woody Marks RB (-115)
11.5 rushing yards · Daniel Jones QB (-110)
51.5 receiving yards · Dalton Schultz TE (-115)
48.5 receiving yards · Josh Downs WR (-115)
42.5 receiving yards · Tyler Warren TE (-115)
39.5 receiving yards · Xavier Hutchinson WR (-115)
35.5 receiving yards · Kayshon Boutte WR (-115)
33.5 receiving yards · Keenan Allen WR (-120)
27.5 receiving yards · Jaylin Noel WR (-115)
16.5 receiving yards · Laquon Treadwell WR (-115)
13.5 receiving yards · Jared Wayne WR (-120)
8.5 receiving yards · David Montgomery RB (-120)
5.5 receptions · Dalton Schultz TE (+115)
3.5 receptions · Keenan Allen WR (-110)
3.5 receptions · Xavier Hutchinson WR (+115)
2.5 receptions · Jaylin Noel WR (+120)
2.5 receptions · Kayshon Boutte WR (-110)
1.5 receptions · David Montgomery RB (-105)
1.5 receptions · Jared Wayne WR (+125)
1.5 receptions · Laquon Treadwell WR (+125)

Lines from Bovada as of 2026-09-25. A record is the player against the consensus closing line, every game since 2023, graded on the box score. Overs hit 46 to 48% league-wide; that is the bar, not 50. "Player and matchup agree" means he clears this number 60%+ in the situation this game puts him in AND the opponent allows 10%+ over league to his position. None of these has a graded record yet.

Player trends

Collins: 8 of his last 8 games in division games as a favorite with 75+ receiving yards.

8of 8
Nico CollinsWR in division games as a favorite with 75+ receiving yards
2023-2025 · 17 of 45 elsewhere
the Texans play fast
Why 77
  1. The story With it: the Texans play fast.
  2. The evidence 8 of 8 (100%) against a 38% baseline, 83% after shrinking for sample size.
  3. Agreement 1 other signal on the same side.
Share this card
77
score
9of 10
Jonathan TaylorRB at home with 50+ rushing yards
2025-2026 · 19 of 26 elsewhere
Why 54
  1. The story No view on this one.
  2. The evidence 9 of 10 (90%) against a 73% baseline, 72% after shrinking for sample size.
  3. Agreement 1 other signal on the same side.
Share this card
54
score
How this is graded

The second number is the point. Everyone posts the first one.

Team trends

This week · Colts in a pick 'em against a team that has missed three straight covers with an elite quarterback
25-39
this game200020052010201520202025
25 covered39 did notevery game since 1999, 39%; since 2021 12-10

The last time the Colts were here, Dec 30, 2000: lost to the Dolphins by 6 as a 1.5-point favorite.

Inside the luck line: 64 games, and shuffled results produce records like this one. Reading, not a bet; the lean is the Texans.

This week · Colts in a pick 'em with the better quarterback by two tiers with the worse head coach by two tiers
73-54
this game200020052010201520202025
73 covered54 did notevery game since 1999, 57%; since 2021 10-13

The last time the Colts were here, Nov 22, 2009: beat the Ravens by 2 as a 1-point favorite.

Inside the luck line: 127 games, and shuffled results produce records like this one. Reading, not a bet; the lean is the Colts.

See all 8 team trends
This week · Colts against a team that has missed three straight covers with the better quarterback by two tiers without their top receiver
24-14
this game200020052010201520202025
24 covered14 did notevery game since 1999, 63%; since 2021 7-4

The last team here, the Dolphins, Oct 1, 2000: beat the Bengals by 15 as a 7-point favorite.

Inside the luck line: 38 games, and shuffled results produce records like this one. Reading, not a bet; the lean is the Colts.

This week · The total in a pick 'em with a top receiver out
68-97
this game200020052010201520202025
68 went over97 stayed underevery game since 1999, 41%; since 2021 20-23

Inside the luck line: 165 games, and shuffled results produce records like this one. Reading, not a bet; the lean is the under.

Searched this week: 2,159 spread situations and 116 on the total, every attribute on the schedule alone, in pairs and in triples, against every game since 1999. The luck line sits at z 4.11 on the spread and 3.44 on the total.

11of 15
Indianapolis have gone over at home when our model likes them
2023-2026, new QB in 2025 · 21 of 38 elsewhere

On totals of 40 to 48.5; this game is 42.5, inside that.

On the card, 1u
Why 59
  1. The evidence 11 of 15 (73%) against a 55% baseline, 57% after shrinking for sample size.
  2. Agreement 2 other signals on the same side.
  3. Where it went On the card, 1u.
59
score
10of 14
Indianapolis have gone over as a home underdog
2023-2026, new QB in 2025 · 22 of 39 elsewhere

On totals of 40 to 49; this game is 42.5, inside that.

On the card, 1u
Why 57
  1. The evidence 10 of 14 (71%) against a 56% baseline, 54% after shrinking for sample size.
  2. Agreement 2 other signals on the same side.
  3. Where it went On the card, 1u.
57
score
9of 11
Houston have gone under as a favorite after a loss
2023-2026, Ryans and Stroud · 24 of 41 elsewhere

On totals of 39.5 to 45.5; this game is 42.5, inside that.

Why 56
  1. The evidence 9 of 11 (82%) against a 58% baseline, 63% after shrinking for sample size.
  2. Agreement No other signal on this side.
56
score

Against the spread and the total, as far back as the current head coach and starting quarterback go (at least three seasons; each card says how far, and what changed). The second bar is the same team everywhere else, which is the number that tells you whether the first one means anything.

Model plays carry a live record. Prop spots and trends are situational reads, and no prop verdict has a graded record yet. When two sections disagree, both stay.

History

Last meetings

  • 2025 wk 18Colts at TexansTexans won, Colts covered30-38
  • 2025 wk 13Texans at ColtsTexans won, Texans covered20-16
  • 2024 wk 8Colts at TexansTexans won, Colts covered20-23

Against the spread in these meetings: 2-3 to Texans, on closing numbers.

The card

Betting Pass
The story

The number. The market has the Texans by 1.5 at a total of 42.5: Texans 22, Colts 20.5 on paper.

How it plays. The total of 42.5 is ordinary. Texans play fast (6th in plays a game).

What changed. Texans: WR Nico Collins questionable. Colts: WR Alec Pierce out.

Model favorites

One favorite from 25 signals: the total. Data as of: forecast Fri 12:00 PM ET; injuries Fri 11:49 AM ET; model Fri 12:04 PM ET.

77

The total

3 reasons for, 1 against
1u
Unlock the card · $6 a monthThe 1 bet, scored, sized and priced. Every angle below stays open.
How the score works

Score is how much we trust a bet. 50 is a coin flip; the number is how far past it the evidence pushes: reasons for minus reasons against, and a reason from something with a years-long record counts more than a trend. Units follow it: a bet backed by a tracked record is 1 unit, 1.5 at 80 or more; a bet whose logic is sound but unproven is half a unit, and only at plus money or alongside a 1-unit bet on the same game. Click a bet for its reasons.